45jl Privacy Policy

1 Introduction

This Privacy Policy applies to all players and visitors of the 45jl platform, accessible at 45jl.pro and through the 45jl mobile app. It describes how 45jl collects, uses, stores, and discloses personal information in the course of operating the platform for players in the Philippines.

By registering an account or using any part of the 45jl platform, you acknowledge that you have read and understood this Privacy Policy. If you have questions about any part of this policy, please contact us at [email protected] before using the platform.

This policy may be updated from time to time. The most current version is always available on this page, and the date of last revision is shown at the top. Continued use of the platform after a policy update constitutes your acceptance of the revised terms.

2 Personal Information We Collect

45jl collects personal information that is necessary for platform operations, identity verification, payment processing, and compliance. We do not collect personal information beyond what is reasonably needed for these purposes.

Information You Provide Directly

• Registration data: Your name, date of birth, email address, and Philippine mobile number when you create an account.
• Identity verification documents: Government-issued ID, selfie photo, and proof of address submitted during KYC verification. This is required before withdrawals above applicable thresholds.
• Payment information: Philippine bank account details or e-wallet information submitted when processing deposits or withdrawals. Card numbers and full financial account credentials are not stored by 45jl directly — payment transactions are processed through third-party payment service providers.
• Account preferences and communications: Settings you configure in your account, and messages you send to the support team.

Information Collected Automatically

• Device and browser data: Your IP address, device type, operating system, browser type, and screen resolution when you access the platform.
• Session and activity data: Pages visited, games played, bets placed, login timestamps, and session duration — used for platform operations and security monitoring.
• Cookies and similar technologies: Described in detail in Section 7 of this policy.

3 How We Use Your Personal Information

45jl uses the personal information we collect for the following purposes:

• Account management: Creating and maintaining your 45jl account, enabling login, and managing account settings and preferences.
• Identity and age verification: Confirming that you meet the 21+ age requirement and verifying your identity as required for financial transactions and compliance.
• Payment processing: Processing deposits and withdrawals in Philippine Peso through your registered banking or e-wallet channels.
• Security and fraud prevention: Monitoring account activity for signs of unauthorised access, fraudulent transactions, or violations of the platform's Terms and Conditions.
• Platform operations and improvement: Analysing how the platform is used to identify and fix issues, improve performance, and develop new features.
• Customer support: Responding to your enquiries, resolving account issues, and managing complaints.
• Responsible gaming: Using session and activity data to identify patterns that may indicate problematic gaming behaviour, and to apply responsible gaming tools where applicable.
• Communications: Sending account-related notifications such as OTP codes, transaction confirmations, security alerts, and updates to platform policies.
• Legal and regulatory compliance: Meeting record-keeping and reporting obligations under applicable Philippine law.

4 Sharing Your Personal Information

45jl does not sell your personal data to any third party. We share personal information only in the following limited circumstances:

• Payment service providers: Philippine banking partners and e-wallet processors who handle deposit and withdrawal transactions. These providers process only the financial information necessary to complete your transaction and operate under their own privacy obligations.
• Identity verification services: Third-party KYC providers who assist with document verification and age confirmation. Data shared with these providers is limited to what is needed for the verification process.
• IT and infrastructure providers: Hosting and cloud services that store platform data on behalf of 45jl, under contractual data protection obligations.
• Legal and regulatory authorities: Where required by Philippine law, court order, or regulatory mandate, 45jl may disclose personal data to relevant authorities. We will notify affected users where legally permitted to do so.
• Internal business operations: Data may be accessible to 45jl staff who need it to perform their legitimate job functions — account support, compliance, technical operations. Access is limited by role.

Any third-party service provider that processes personal data on behalf of 45jl is bound by appropriate data processing agreements and is not permitted to use your data for any purpose outside the scope of the services they provide to us.

5 Data Security

45jl applies technical and organisational security measures to protect the personal data we hold against unauthorised access, disclosure, alteration, or destruction.

• SSL encryption: All data transmitted between your device and the 45jl platform is protected by SSL/TLS encryption, whether you're using the website or the mobile app.
• OTP verification: Login and sensitive account actions are protected by one-time password verification sent to your registered mobile number.
• Access controls: Personal data is accessible only to authorised staff with a legitimate need, and access logs are maintained.
• Secure data storage: Account and transaction data is stored on secured servers with regular security reviews.

While we take reasonable precautions to protect your data, no digital platform is entirely immune to security risks. We encourage you to protect your own account by using a strong password, keeping your OTP codes private, and logging out of your account on shared devices.

If you suspect that your 45jl account has been accessed without your authorisation, contact our support team immediately at [email protected].

6 Data Retention

45jl retains personal data for as long as your account is active and for a reasonable period thereafter, as required by applicable legal, regulatory, and operational obligations.

• Account data is retained while your account remains active. If you close your account, basic identity and transaction records may be retained for a period required under Philippine financial and anti-money-laundering regulations.
• KYC documents submitted for identity verification are retained for the duration of your account relationship and for a defined period after closure, in line with applicable legal requirements.
• Transaction records — deposits, withdrawals, betting history — are retained for regulatory compliance purposes.
• Support correspondence is retained for a reasonable period to support follow-up enquiries and dispute resolution.

When data is no longer required for any lawful purpose, it is securely deleted or anonymised. If you would like to request deletion of your personal data, see your rights in Section 8 of this policy.

7 Cookies and Tracking Technologies

The 45jl website uses cookies — small text files stored on your device — to support platform functionality, security, and performance analysis. The 45jl mobile app uses equivalent technologies for the same purposes.

• Essential cookies: Required for core platform functions — keeping you logged in during a session, preventing cross-site request forgery, and enabling secure navigation. These cannot be disabled without breaking platform functionality.
• Performance cookies: Used to collect aggregated, anonymous data about how players use the platform — which pages load slowly, which features are most commonly accessed. This data helps us improve the platform experience.
• Security cookies: Support fraud detection and account security features, including login anomaly detection.

45jl does not use advertising cookies or third-party tracking pixels for cross-site behavioural advertising. Cookies on the 45jl platform are used exclusively in connection with operating the platform itself.

You can manage cookie preferences through your browser settings. Disabling essential cookies may prevent some platform features from functioning correctly.

8 Your Data Privacy Rights

As a 45jl player in the Philippines, you have the following rights with respect to your personal data:

• Right to access: You can request a copy of the personal data we hold about you.
• Right to correction: You can request correction of inaccurate or incomplete personal data in your account.
• Right to deletion: You can request deletion of your personal data, subject to legal retention requirements and any outstanding account obligations.
• Right to object: You can object to certain uses of your personal data, including marketing communications.
• Right to data portability: You can request your data in a structured, machine-readable format where technically feasible.

To exercise any of these rights, contact the 45jl support team at [email protected] with your account details and a description of your request. We will respond within a reasonable period and may require identity verification before processing your request.

Please note that some data cannot be deleted while your account is active or during periods where legal retention obligations apply. We will explain any such restrictions clearly when responding to your request.

9 Minors and Age Restriction

The 45jl platform is strictly for individuals aged 21 years and older. We do not knowingly collect personal data from anyone under the age of 21.

If you are a parent or guardian and believe that a minor has registered an account or submitted personal data to 45jl, please contact us immediately at [email protected]. We will investigate and take appropriate action, including closure of the account and deletion of associated data, subject to any legal requirements.

Age verification is conducted as part of the KYC process, and accounts where the account holder is found to be underage will be closed without delay.

10 Policy Updates and Contact

45jl may update this Privacy Policy from time to time to reflect changes in platform operations, applicable law, or industry practices. When we make material changes, we will notify registered account holders through the platform or by email to the address on file.

The date of the most recent update is displayed at the top of this page. Continuing to use the 45jl platform after a policy update constitutes your acceptance of the revised Privacy Policy.

For any privacy-related questions, data access requests, or concerns about how your personal information is handled, please contact us: